Private health insurance in Germany

Private health insurance in Germany:
About eleven percent of Germany's residents pay for private health insurance provided by some 40 for-profit insurance carriers. Many of those choosing private insurance are civil servants who want to secure percentage of their medical bills not covered by the government. Some sickness-fund members buy additional private insurance to cover such extras as a private room or a choice of physicians while in a hospital.

Otherwise,private health insurance in Germany the medical care provided to the publicly and privately insured is identical. In both cases the same medical facilities are used. Self-employed persons earning above the income ceiling must have private insurance. Members of a sickness fund who leave it for a private insurance carrier are not allowed to return to public insurance.

Historically,private health insurance in Germany  health care in the United States was a relatively insular industry. Insurers, doctors and politicians are reluctant to see international examples as a possible model. Instead, focus only on the negative aspects of British origin, and other systems of socialized health care.

Private health insurance in Germany The main exception is the idealization of communist Cuba program for people like Sean Penn and Michael Moore, who until Fidel Castro admits now does not work.

However, it is still a little inspiration, we can take care systems of foreign health. Of course, require its own unique American touch. However, a group of University of Minnesota moves to Germany to test this hypothesis. private health insurance in Germany.

The Germans are known to have a hybrid system. Unlike many other Western European countries, private health plans, still exist in Germany.

Most Germans have the right to universal health care. private health insurance in Germany The coverage provided by the government (similar to the "public option" promoted - and rejected - in the last debate of the reform of health care in the United States) provides basic health.

This has been true since 1883, when the bill health insurance as part of the social legislation of the former chancellor Otto von Bismarck. Depending on your income level, people pay premiums and co-pays sliding.

Others in Germany,private health insurance in Germany  who want a more generous coverage, plans to buy private health insurance. They are similar to Blue Cross Blue Shield plans in the United States, which means they are non-profit.

Private health insurance in Germany This group represents about a quarter of the insured population. Employers and employees share the cost of coverage that is above and beyond the compulsory insurance.

Germany still has problems with rising costs,private health insurance in Germany  although the costs of health care continue to be a small percentage of GDP observed in the United States. Remains to be seen if the group of 16 experts in health care (including an insurance company CEO, the Commissioner of Insurance of the State, and several state senators) have something of his experience in Berlin more later this month.

Private health insurance in Germany  Some speculate that the German system is comparable to the health insurance exchange markets States must put in place as a result of health reform.

Amulet Medina is an expert back and forth in the area of ​​health insurance. It strives to provide balanced information on health care reform and other topics in an easy to understand format. Amulet lives in Miami, Florida.private health insurance in Germany.

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